Which Comes First: Selling the Home or Securing the Senior Living Community?

by Denise Wittmer

Introduction
One of the biggest questions families face when planning a senior move is simple—but critical: Should we sell the home first or secure the senior living community first? Making the wrong move can lead to financial stress, rushed decisions, or even limited options. Understanding the right order can help ensure a smooth, stress-free transition that protects both comfort and stability.


1. The Case for Selling the Home First
Some families choose to sell the home first, especially if they need the equity to fund the next living arrangement. This approach provides financial clarity and ensures there are no surprises in budgeting. However, without a secured community in place, seniors may feel rushed to choose a new home quickly—potentially compromising on quality or location.


2. The Case for Securing the Senior Living Community First
Others prefer to secure the senior living community before selling. This guarantees availability—especially important in high-demand locations where waitlists exist. It also provides peace of mind, knowing the next home is already confirmed. The challenge? It may require temporary financial flexibility if the current home hasn’t sold yet.


3. Factors That Influence the Right Order
The best decision depends on key factors such as financial readiness, current market conditions, health needs, and the urgency of the move. For example, if the housing market is strong, selling first can be advantageous. But if the senior has immediate care needs, securing the living community should take priority.


4. Temporary Housing as a Strategic Bridge
When timing doesn’t align perfectly, short-term rental housing or a family stay can be a smart temporary option. This allows the home to be sold without rushing the search process—while giving seniors time to adjust emotionally and physically between transitions.


5. Why Work with a Senior Transition Specialist (STS)
A Senior Transition Specialist helps families avoid costly timing mistakes. They assess financial capacity, real estate market trends, and availability of senior communities to create a personalized plan—ensuring the process is smooth, well-timed, and stress-free.


Bottom Line
There’s no one-size-fits-all answer—but with the right strategy, the transition can be smooth and empowering. Whether selling first or securing the community first, careful planning and expert guidance ensure seniors move with confidence, stability, and peace of mind into their next chapter.

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Denise Wittmer

Denise Wittmer

Agent | License ID: 3594389

+1(330) 697-9956

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